The Curse of the Ugly Debit Card

Okay.. enough about me. Thanks to those of you who voted for me yesterday… I really appreciate it. If you didn’t vote for me, why not?! Sorry.. I said I was done.

So last night, Mackenzie sent me this image and then this (text) conversation really happened in my house:

 

longchamp bag

Her: 70% off. Please
Me: You don’t carry bags
Her: I would if I had this one
Me: You have a Coach that you don’t even carry. *I* don’t even have a Coach
Her: It’s a wristlet ^^^^ Not a purse
Me: You can save for it
Her: Mom
Me: Kenzie
Her: K!
Me: It’s a great deal. I agree
Her: Ok goodnight
Me: But this is why you need to stop blowing your allowance. So you can buy these kind of things
Her: Okokokokokokok. Byeeeeeee
Me: Bye. Love you.

A few minutes pass and then….

Her: OKAYYYY. WELL I OBVIOUSLY CAN’T FIND MY CARD SOOOOO MAYBE WHEN I FREAKING FIND IT IT WILL HAVE SOME DANG MONEY ON IT
ME: :(
Her: Why is it blue. Why can’t it be a color I want it to be.
Me: Uh
Me: No idea
Her: Why can’t we have Wells Fargo
Me:  What???
Her: It can be a Lilly if we had Wells Fargo
Me: OMG I’ve heard it all now
Her: But nooooooo we have some no name brand bank…. (note – Our “no-name” bank that we got her debit card from is PayPal…)
Me: Goodnight
Her: That has boring ugly debit cards
Me: You could have no card. You’re insane
Her: Night. Not really but okay

Uhm. Wow. I could do nothing but laugh. We got her a debit card last year so she could learn to manage her money and that’s how she gets paid her allowance. And honestly, I don’t over-indulge my kids, so it’s not like I would have thrown down the cash even for a ‘great’ deal. But this kid will spend the same $25 ten times over. It blows my mind.

Kristen

I love comments and respond to each one. I’m all for a good debate, but, I don’t like nasty comments. If it’s Janet Jackson “nasty” I’m cool with that, but any other kind of nasty will get deleted at my discretion. ‘mkay?

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About Kristen Daukas

Kristen Daukas and her husband are the parents of three teen and tween daughters. She faces the same challenges as every parent - how to stay sane while raising teens in an era of technology, mean girls, college prep and PMS. Her main goal is to get them out the door as functioning adults who remember their childhood as a happy if not crazy time. During the day, she is a partner at Atlantic Social Media Group - a Social Media Marketing Agency and is always looking for the next fun, tech toy to play with.
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9 Responses to The Curse of the Ugly Debit Card

  1. Katie E says:

    How could you get her such an ugly debit card? :)
    Katie E recently posted..Memories Captured: Siblings PhotoboothMy Profile

  2. An ugly debit card is one that has no cash on it. A beautiful debit card is one that has the cash needed at the moment it is needed. Regardless of the color, image, design, etc. And this is true regardless of the age of the debit card owner. LOL – good one Kristen

  3. Oh boy, can I ever relate. But you’re so much better than I was. You started with the whole money managing thing while your daughter was in her teens. Very smart.

    I work in marketing at our credit union, and I am forever transferring money to cover my 20 year old because she doesn’t want to balance her account. Ugh. Her debit card is exceedingly ugly. :)

    • Honestly, it was two-folded… my parents never taught me about money and credit. All they said was “save your money” and that was it. The other was that she DOES spend the same $20 over and over and has zero concept of my money. But, I will say this… she can be a thrifty shopper and I’m proud of her for that.

  4. Dang…mine’s red, white, and blue and it sticks out like a sore thumb in my wallet. It’s not Lilly though. I’m calling my bank today and demanding a Lilly debit card. Oh, and you know what else? My parents bank at the same bank and the new cards are solid blue. Come June, I’m going to have a really boring, navy blue debit card, too. WWWWAAAAAAAAAAAAHHHHHHHHHH!
    Laurie Tester recently posted..Weekend Recap: Way to Go NC State!My Profile

  5. Stefanie says:

    What kind of mother would get her daughter an unattractive debit card? No wonder she isn’t good at budgeting. You should be ashamed.
    Stefanie recently posted..My Embarrassing ParentsMy Profile

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